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Ninth Grade (Grade 9) Personal Finance Questions

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Grade 9 Personal Finance
What are expenses?
  1. a bank account
  2. things you spend money on
  3. a plan for spending and saving money
  4. a card that acts like a check
Grade 9 Personal Finance
Electricity, Gas, and Entertainment are                  .
  1. Income
  2. Fixed expenses
  3. Flexible expenses
  4. None of the above
Grade 9 Personal Finance
Which type of bank account typically offers no interest?
  1. Savings
  2. Money market
  3. Certificate of Deposit
  4. Checking
Grade 9 Personal Finance
What is a budget?
  1. income you have earned
  2. taxes you have paid
  3. a plan for your money
Grade 9 Personal Finance
Which deduction describes why Lucinda’s net income is lower than her gross income?
  1. rent deductions
  2. payroll deductions
  3. property deductions
  4. car allowance deductions
Grade 9 Personal Finance
What are other expenses associated with buying a house?
  1. Taxes
  2. Mortgage Insurance
  3. Real Estate Agent Fees
  4. Attorney Fees
  5. All of the above and more
Grade 9 Personal Finance
Checks should be written in pencil.
  1. True
  2. False
Grade 9 Personal Finance
The total amount of earnings made over a one-year period after all deductions have been taken is:
  1. Gross annual income
  2. Gross monthly income
  3. Net annual income
  4. Net monthly income
Grade 9 Personal Finance
PMI stands for Private Mortgage Insurance.
  1. True
  2. False
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