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Personal Finance Questions - All Grades

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Grade 9 Personal Finance
The total amount of earnings made over a one-year period after all deductions have been taken is:
  1. Gross annual income
  2. Gross monthly income
  3. Net annual income
  4. Net monthly income
Grade 8 Personal Finance
A 30-year mortgage at 10.0 percent for $220,000
  1. 1293.00
  2. 1158.75
  3. 1400.00
  4. 1931.60
Grade 12 Personal Finance
Liability insurance is divided into two kinds; bodily injury and
  1. death of 2 or more people.
  2. collision.
  3. non-deductible damages.
  4. property damage.
Grade 11 Personal Finance
Budgeting is crucial to your financial success.
  1. True
  2. False
Continuing Education Personal Finance
A person or organization that uses a product or service is a                .
  1. borrower
  2. consumer
  3. consumption
  4. debtor
Grade 7 Personal Finance
Banks are non-profit institutions.
  1. True
  2. False
Grade 12 Personal Finance
When you put money into your account, you are making a                     .
  1. Deposit
  2. Input
  3. Monetary Transaction
  4. Withdrawal
Grade 10 Personal Finance
Which of the following refers to an interest rate which does not fluctuate during the fixed rate period of the loan?
  1. Fixed interest rate
  2. Fixed Income
  3. Financial aid
  4. Prime rate
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